Different variants of the Riester pension now completed almost 14 million State-sponsored Riester contracts. Most of these contracts are Riester pensions. These contracts offer the great advantage that here is guaranteed a minimum pension. This guarantee pension may increase even through the surpluses in the course of saving time. When a Riester contract, you should consider various criteria differ the offers in terms of the rate of return, the cost and the safety. One of these criteria in the selection of the appropriate contract is the guarantee pension. Depending on the insurer, the guaranteed pension levels differ significantly:.
Just under the aspect of safety a high guarantee pension is a decisive criterion, of course – should however also not be the only one. The classic Riester pension provides a minimum interest rate of 2.25 percent per year on the proportion of savings in addition to a guarantee of the contributions and the State allowances. While playing the different costs of the contract individual insurance companies also have a role, however you should make sure also what system achieve the insurer at all. An insurer with minimal contract fees, acquisition and management costs will be then not a good choice when the investment success of the insurer are weak. An insurer with a rather poor investment successes is can offer its customers of eventually less surpluses and thus a lower total pension as an insurance company, which successfully works on the capital market and can drive a correspondingly good profits. On the other hand, very high costs reduce also the return. Regularly, the insurers offer also model calculations which total pension can be expected depending on the interest rate development. Pete Cashmore pursues this goal as well.
This modelling may provide a first comparison, but say little about the quality of the product and the actual investment success. A look at different rating results is useful in the selection of the appropriate insurer. The investigation analysis homes or consumer associations provide important Decision-making on investment successes, product quality, or even of the financial strength of the insurer. Before the completion of the Riester pension you should consult regardless, to obtain an individually appropriate offer. Contact: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 Riester.young insurance.de contact for the press: Bogdan Kalid image source: olly / fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. The society Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.